3014248710http://paper.people.com.cn/rmrb/pc/content/202602/27/content_30142487.htmlhttp://paper.people.com.cn/rmrb/pad/content/202602/27/content_30142487.html11921 中华人民共和国主席令
"The core thesis is simple. Intelligence tools have changed what it means to build and run a company. We're already seeing it internally. A significantly smaller team, using the tools we're building, can do more and do it better. And intelligence tool capabilities are compounding faster every week."
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2025年事实上已经是保单大重写之年;而从2026年开始,企业会逐步发现,自己买到的不是一张覆盖一切的AI风险保单,而是一张更窄、更贵、且附带更多前置条件的可承保风险。本文关心的不是保险公司如何用AI提效,而是反过来,AI如何重写保险的经营范式。风险从可分散变成同源聚合,黑箱把成本先推到辩护费用,责任链条在供应链里漂移。保险会从概率生意走向治理生意,定价权会从精算迁移到审计与红队证据链。
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,这一点在safew官方下载中也有详细论述
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(and thanks to Matthew Miller for reviewing and providing feedback on this post),这一点在heLLoword翻译官方下载中也有详细论述